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Habits Rich People Will Not Tell You.

1. Value Every Moment: Remember, a single minute lost to procrastination can erase the progress of a month's hard work and discipline. Stay focused and make every moment count. 2. Wealth's Silent Power: True wealth isn't about flaunting riches; it's about multiplying them. Rich individuals understand that real success comes from wisely investing their resources, making each dollar work for them. 3. The Dream of Passive Income: Imagine the ultimate flex: earning money while you sleep. It's the dream of financial independence that drives many to seek passive income streams, where your money does the heavy lifting. 4. Quiet Victories Speak Loudest: Winning isn't always about showing off. Sometimes, the most meaningful victories happen in private, away from the spotlight. Not everyone needs to witness your journey; focus on your own growth. 5. Choose Your Circle Wisely: Surround yourself with like-minded friends who inspire and push you to be your best. The company

ODM response to Uhuru’s state of the nation SPEECH

38429-odmpix-200x133.jpg By Prof Anyang’ Nyong’o Fellow Kenyans, yesterday, you heard from the President on the state of our nation. We urge you to spend a few minutes with us as we give our side of the story. We are ODM. But it really should not matter because today, we are all hurting. One year after elections, millions of Kenyans are watching and asking; does this government want to stand on our side or in our way. Ours is therefore a national call to action on behalf of all the struggling Kenyans. Our main point this morning is; Kenyans deserve far much better than this. UNITY OF THE NATION: We are too divided to build a nation ready to confront its challenges. Jubilee has run the country as a collection of tribes, allies and enemies. Every appointment to a public position has been handed down as a gift to supporters, along tribal and party lines. This skewed balance of power poses grave danger to our progress and it must not tilt any further in favour of one or two communities. It must be reversed. ECONOMY AND COST OF LIVING: Our economy requires urgent, immediate and sustained rethink. The absurd policy of tax and spend has traumatised Kenyans. Families can’t pay rent, can’t afford food, can’t pay school fees and cannot afford bus fare. In response, we are seeing and hearing the same-old ideology that we’ve heard before — over and over again: Salary cuts, retrenchment of workers, cleaning up the payroll of ghost workers and how there will be just a little more pain before it gets better. Kenyans are going through tremendous pain. It must not get worse. We urge the government to focus on eliminating corruption, inefficiency and wastage. Savings from these areas would be sufficient to finance recovery and growth. We advise that the government to put singular focus on food as the biggest driver of cost of living, particularly for the poor. Let’s focus on pro-poor agricultural investment as this will result in jobs, containing poverty and reduction in cost of living. Let’s pay particular attention to job creation, expansion of economic opportunities particularly for farmers, informal sector, and economically disadvantaged communities. The time has come for the government to treat unemployment as a crisis. We need a clear road map towards putting millions of Kenyans to work and encouraging companies to hire and not fire people. We have seen no such steps in the last one year. Jubilee must use its numerical strength in the Houses of Parliament to come up with administrative, regulatory and legislative measures to help small firms start and expand. The cost of bank loans remains unbelievably high despite so much rhetoric about it. But if we are to create job creators and not job seekers, the cost of loans have to fall. Jubilee must use its numbers to champion these positive measures. The government must embrace and engage small contractors and change the way it does business with them. Startups cannot afford to chase payments for months. A simpler engagement would help turn many enterprising young Kenyans into job creators, not job seekers. Small businesses must be treated as the engine of growth, and essential to economic recovery. CRIME: The greatest responsibility of any government is to protect its people and their property. Yet the last one year has brought us a lot of pain and loses. Lives and property have been lost; thousands have been wounded, businesses have underperformed or closed as a result of spiraling crime. This comes after Kenyans worked so hard in the last ten years to create a largely secure nation. By the time Jubilee took over, we had a largely secure nation in which operating a 24 hour economy looked increasingly realistic, not rhetoric. Today, criminals hunt us in the streets, from our houses, in churches, in mosques, in matatus and in schools. We are approaching the first anniversary of the attack on the Westgate Mall. Our hopes and prayers remain with the families that fell victim to this attack. We stand with families who have lost loved ones to criminals across our country. Their pain and horror remain with us. But as we moan, we are not convinced that the gaps in our security exposed by those attacks have been closed. The Government is saying the right words about the threat we face. But it has failed to take action commensurate with the threat. When terrorists issue threats and act on them while the government issues threats and fail to track those it is threatening, we know we are on our own as citizens. Goods and weapons still enter our borders unnoticed. Fire fighters are still pleading for the tools they need to prevent or respond to an attack. Poachers have invaded our world famous wildlife heritage with abandon. Police are still waiting for comprehensive insurance cover even as we ask them to stand in the line of fire on our behalf.

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