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Habits Rich People Will Not Tell You.

1. Value Every Moment: Remember, a single minute lost to procrastination can erase the progress of a month's hard work and discipline. Stay focused and make every moment count. 2. Wealth's Silent Power: True wealth isn't about flaunting riches; it's about multiplying them. Rich individuals understand that real success comes from wisely investing their resources, making each dollar work for them. 3. The Dream of Passive Income: Imagine the ultimate flex: earning money while you sleep. It's the dream of financial independence that drives many to seek passive income streams, where your money does the heavy lifting. 4. Quiet Victories Speak Loudest: Winning isn't always about showing off. Sometimes, the most meaningful victories happen in private, away from the spotlight. Not everyone needs to witness your journey; focus on your own growth. 5. Choose Your Circle Wisely: Surround yourself with like-minded friends who inspire and push you to be your best. The company

some random thoughts, observations and lessons I have picked in life.

I feel obliged to throw here some random thoughts, observations and lessons I have picked in life.


1) If you stay in rental flats,don't play loud music.Try to limit the volume of the music within the confines of your house. Don't assume you are entertaining your neighbor with ur latest collections,it is ANNOYING,he could be reading for exams or has a toddler who is trying to sleep.


2) If you are above 30yrs old,never participate in a road race to try and out-compete other presumably inferior cars.That's stupid and boyish. Stick to the maximum speed limit of 100km/hr.


3) The most naive thing you can do when buying a 2nd hand car in Kenya is to look at its mileage.There is no way a 2008 car can have a

mileage of 49,000,don't be silly.


4) If you want to live long, don't take Kenyan politicians seriously. NEVER EVER....that is my humble piece of advice.


5) If you want to venture into agribusiness, make sure it is large scale. This is one sector that thrives on economies of scale. Planting sugar cane or maize in half an acre and then expecting to make any serious returns is a joke. You will live to blame the weather and the government.


6) Real estate is good but you need to be careful where you are putting up your rentals. If you do it in a very rural area where houses go for 2k, even if you have 10 houses that's just 20k per month. If the kaplot cost you 400k and you spent another 400k to put up your single

rooms, it will take you 4yrs before you recover your 800k which translates to bullshit.


7) If you are starting those small scale businesses like Milk bar, Kinyozi, Salon, Car wash, pub etc,make sure you invest in CCTV cameras.Your employees can make that place their cash cow. I have been there.


8. Your family and relatives are some of your most important assets you have. They will stand by you in your most difficult times. Treat them well ALWAYS.


9) The easiest way to lose your long time friend is to lend them money.Thats where problems begin.

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