2025 checklist 1 1. Being kind and humble while not tolerating disrespect 2. Trying each time we fail or succeed 3. More grass fed beef 4. More Avocados 5. More eggs 6. More early morning prayers 7. Early morning or evening in the Gym 8. More Kefir 9. More books 10. No seed oils 11. No sugar 12. No wheat 13. No alcohol 14. More cruciferous vegetables 15. More intermittent fasting 16. More sauerkraut 17. No TV 18. Proper hydration with a pinch of pink Himalayan salt 19. More walking with a target of 10000 steps daily. 20. No BJs . No CJs. Your mouth is not a sexual organ. Mahali gynaecologist anatumia mask , gloves Na speculum wewe unataka kutumia mdomo na ulimi yako kama litmus paper 21. No processed food 22. No small goals 23. Block ijiots 24. More peace. More happiness 25. More friends with benefits 2025 Checklist 2 1. Quit all dowry/ rûracio WhatsApp groups. Respect your wife by working fo...
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M-BANKING: SECURITY TIPS
Advancement in technology today has seen Most financial institutions migrating to digital platforms offering almost all banking services to their customers e.g. Money transfer services, loans, settling Bills, Buying goods and services both online and over the counter etc. Access to the digital platforms is either through
USSD, mobile application, Internet banking, Debit/ Credit cards, ATM, etc.
User registration is required to be able to access your account via any of the technology named above. Upon successful registration, the client is issued with one time PIN number -Valid for a specified period of time e.g.24 hrs (optional)- and has to be changed after successful login.
NOTE: the PIN is only KEY between you and Your Money. Therefore to stay safe, your are advised:
1.NEVER set your PIN As Your year of birth.
Cyber Criminals are aware of this trends and from Social networks I.e Facebook they are constantly looking for these details. In case they are unsuccessful, social engineering is there next course of action. Here, the cyber criminal will make a phone call pretending to be Customers service agent and try to lure you to give your PIN. Sometimes they will ask you to give the last two digits of your PIN e.g 81. Now armed with this, one just need to try 1981 and the account is compromised.
2. NEVER set your PIN similar to a sequence of Digits found in your ID card or Mobile phone no.
Through social engineering, cyber criminals can be able to obtain either the last or First 2 digits of your PIN and they will always compare to your personal information to a get a clue.
3.NEVER Write down your PIN.
Cyber Criminals are scavengers by nature. Anything written down is useful DATA. They are smart enough to know a four digit number is PIN.
4.NEVER share your PIN.
This the Key /Gate to your Money
5. Download banking application ONLY from your device application store. E.g. Google play store for Android, Windows store for Windows phone etc
6. INSTALL Antivirus software if your device supports
7 . Devise a PASSWORD policy I.e change passwords every 3months.
Please note: Hacking is a process and time is a factor.
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Compiled by:
Nelson Murithi Kinyua(Head ICT department)
MARTECH SYSTEMS LIMITED.
(Information Systems Experts)
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