How often do you wash your towel? Some people wash once a week, while some, once a year. The towel is a fertile breeding ground for millions of microbes, especially those found on human skin and on the gut. No wonder the towel is one of the objects that facilitate fecal-oral contamination (literally connecting the two ends of the gut). Worse still, most people keep towels in the bathroom (near the toilet). Every flush of the toilet sends mist with millions of microbes, ranging from H.pylori, salmonella and other deadly bacteria and viruses. When you wash your hands ready for a meal, and dry them with your body towel, there's high chance you are directly ingesting your fecal matter, or, if in a shared lavatory, someone else's faeces. Unless cleaned well, viruses such as human papillomavirus (causes warts, anal cancer and cervical cancer) can be transmitted when towels are shared with infected individuals. So, what to do? 1. Launder towels once a week. 2. Use hot water and det...
Steps of buying land in KenyaIf you are buying land from an individual or a group, follow the following steps:
1. Ask to see the title deed or copy of title deed. Then do a search at the ministry of lands to confirm who the real owners are or if the title has any Caveat on it. The search will cost you kshs 520.
2. Do a search with the local authorities to check of any unpaid land rates. If any, agree with the seller on who will settle the debt. Nb: land can't be transferred if there are unpaid land rates.
3. Go to the ministry of lands and buy 2 maps, one showing the exact measurements of the piece u are buying (called mutation) and the other showing the neighbouring lands. Each costs Ksh 350.
4. With your 2 maps and a surveyor (you can even do it yourself) , visit the land you are buying and verify the details on the map. Check out all the beacons.
5. Sit down with ua seller and bargain the price. Write down an agreement. The agreement can be done before a lawyer or yu may decide to do it yourself. It's not a must to be written by a lawyer. According to LSK, if the value of the land is below 1 million, you pay the lawyer 3k. If above 1m, yu pay 8k for the agreement.
The spouse MUST BE present! Ask me why the spouse must be present.
6. Pay some amounts or as per your agreement. Don't pay everything, hata kama unazo pesa.
7. Book a meeting with the lands control board(LCB). They meet once a month. It will cost you kshs 1,000. But there is a special LCB meeting which yu can book at 5k. LCB will issue consent for the land to be sold.
8. Pay the remaining balance after getting consent from LCB.
9. With the consent from LCB, a recent search(not more than 6 months), clearance form from County land rates, your 2 maps, the agreement, KRA PIN, 2 Passports and copy of the title deed, go to the ministry of lands to change ownership. Cost kshs 5000.
10. At this stage, you no longer need the seller. Now go and pay stamp duty ie according to the value of the land.
4% of sale value in municipalities
2% " " " in reserves
11. Now the land belongs to you. But before celebrating, go to the ministry and do a search to confirm if it really reads your name.
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